Review the irmaa brackets 2026 to understand how income affects Medicare Part B and Part D premiums. Federal Pension Advisors provides clear, up-to-date insights to help retirees plan income wisely, manage healthcare costs, and avoid unexpected Medicare surcharges. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge