Building a secure retirement requires choosing the right financial strategy, and Indexed Universal Life (IUL) policies and annuities are two options to consider. IULs offer life insurance with a cash value component linked to market performance, providing tax-deferred growth. However, they may have fees and return limitations. Annuities focus on generating a guaranteed income stream, ... https://www.federalpensionadvisors.com/post/iul-vs-annuity