Federal Retirees: Prepare for IRMAA 2026 Now Federal retirees should start reviewing their projected 2024 income to determine if they might fall into any of the 2026 IRMAA brackets. As more retirees receive income from pensions, annuities, and required minimum distributions (RMDs), their MAGI may cross IRMAA thresholds. IRMAA 2026 surcharges can add hundreds of dollars annually to y... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets